Almost everyone I know, experienced financial crisis and stress in some point of their lives. Lost their job, business failure, investment scam, debts and a lot more. My husband and I have experienced financial crisis, not just one from above event list but all of...
Money Matters
Why we should track our family’s expenses?
Back in 2011, my husband and I were engaged to be married, we heard from a financial seminar to keep a shoe box and put all our receipts there to track our monthly expenses. After attending that workshop, I immediately bought a pen and paper to track our...
Baby Steps to Frugal Living
My husband and I have been through a lot of financial trials and lessons. And we promised ourselves that we will try our best not to forget the lessons we learned back from those season of huge financial stress - debts, piled up bills on due dates, savings drained,...
Fashion-On-A-Budget
Fashion is very close to my heart. When I was younger, I used to do photo shoots for the love of art and fashion... When I became a mom, I thought my passion for fashion will fade, considering the stretch marks, wider hips and belly bags that I have now.. But it...
How to pay off “Credit Card Debt?”
Having a credit card is very easy now a days, there are many sales officer approaching people in the malls and offering a Free umbrella para mag-sign up sa card. I can't deny the convenience it brings, imagine makakabili ka using a small plastic card kahit wala kang...
Practical ways to save when you have a new baby
Having a baby is indeed a blessing from Above, but of course.. we moms know that starting from pregnancy, (prenatal check-ups, vitamins, ultrasound etc.) up to the "delivery day", it is a bit costly to have a baby. When I gave birth to my son, I wasn't able...
5 Money Lessons for Toddlers
Both my husband and I came from families who didn't involve us in "money matters". Growing up, we just learned our money management skills from work, workshops, books and sad to say most from mistakes and "charge to experience" life circumstances. That's why one of...
Grocery Shopping Tipid Hacks
"Hala! Nag-over budget ako!" Are these words part of your post-battle cry everytime you do the grocery? Can you also relate to emotional buying as I do? Anghirap humindi kay hubby or sa kids kapag may pinapabili sila sa groceries... May mga instances pa nga before na...
Business: One day or Day One?
As most of my friends know, we are currently on a business hiatus, but after attending the workshop last week entitled Let's Get Down To Business, I felt like the "pause" button alarmed. The speaker, Mr. Francis Miranda, (yes, He is also a Miranda, How I wish...
Habits of Frugal & Practical People
On our quest to live more simple, practical, frugal and intentional.. I've observed that "practical-frugal people" have many things in common. I'm happy to compile some of those habits that I observe very common to "frugal and practical people" and share it with you....
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