AsianMoneyGuide.com is launched across four markets : Singapore, Indonesia, Thailand, and the Philippines, with the mission to “empower women with basic financial and career advice in bite-sized information presented to them at the right time, at the right life stage”.
Christmas season is not only the busiest but also a month of big purchases. Lalo na maraming sale weekly, we moms, are tempted to visit all those sale events and grab the best buy items.
Especially here in our country, Christmas is celebrated as early as the month of September. November pa lang may Christmas Parties na di ba?
But, Christmas season shouldn’t put us in debt after all the festive celebrations and purchases we had.
Every woman’s favorite word:
Aminin mga mommies, kapag red tag nanlalaki na ang mata natin. Samahan pa ng 70% off sign. (haha!)
Being a mother requires a lot of sacrifices. I can say it is indeed the toughest job in the world.
I am a career oriented person, people often labeled me “workaholic” and “raketera” before.
I also did not have any plans on giving up our small business that time, until my little one arrives and everything changed.
Years ago, we’ve been praying for a car not just for personal convenience but to also have a service vehicle that will help in business.
But since we only have a limited budget, we thought of why not consider a second hand or used cars.
Imagine saving almost half the price from a brand-new car?
Almost everyone I know, experienced financial crisis and stress in some point of their lives.
Lost their job, business failure, investment scam, debts and a lot more.
Back in 2011, my husband and I were engaged to be married, we heard from a financial seminar to keep a shoe box and put all our receipts there to track our monthly expenses.
After attending that workshop, I immediately bought a pen and paper to track our expenses (wedding preparation) until I was able to form this new habit.
My husband and I have been through a lot of financial trials and lessons. And we promised ourselves that we will try our best not to forget the lessons we learned back from those season of huge financial stress – debts, piled up bills on due dates, savings drained, being scammed, unwise business decisions and a lot more..
One of our financial goals is to live within our means, so we can also honor God in managing our resources, stay out of debt and live a legacy of good financial stewardship to our son.
Fashion is very close to my heart. When I was younger, I used to do photo shoots for the love of art and fashion…
Having a credit card is very easy now a days, there are many sales officer approaching people in the malls and offering a Free umbrella para mag-sign up sa card.
I can’t deny the convenience it brings, imagine makakabili ka using a small plastic card kahit wala kang dalang cash. But again, charged to experience (and to bank interest), even pala almost 3 years na akong good credit card payer, I am still not exempted sa possibility to accumulate credit card debt.