My son saw “Disneyland” on youtube months ago and since then, he keeps on asking me when are we going to Disneyland.
And even while he was still a baby, it was already one of my desires as a parent to bring him there someday.
Nakakatawa nga kasi he thought one tricycle ride away lang ang Disneyland (hehe).
And since, our current resources cannot afford to take him to Disneyland this year.
We thought of using the Peso Sense Ipon Challenge for his Disneyland Dream. So our Disneyland trip is no longer just a wish but now a goal.
Every house wife or mom’s wish is “me-time”. Yung time para makapag-rest, yung walang toddler na sunod ng sunod sayo, saglit na time na maka- inhale exhale. I know most of us moms can relate to that.
Sabi nga ng mga mommies “Give me a break!”
But what if, limited ang budget at hindi kaya ng sobrang bonggang “Me-time”
Share ko lang ang mga tipid ideas or activities for our mommy me-time without breaking the bank (below P500 lang ito mommies)
Being a freelancer and a small biz owner, our cash flow is inconsistent, so during the “harvest season” or months of good accounts and projects, we made sure that building our “emergency fund or opportunity fund” is part of our budget.
But years ago, we also do not have an emergency fund until situations and life lessons taught us hardly to have one.
Do you have goals especially “financial” goals for this year?
As a mom, wife, freelancers or small business owners we have goals in different roles and hats that we have in our lives.
Mommies, alam ko halos lahat tayo ay may mga #ipongoals this year. Pero hindi mo ba alam paano makakapag-start.. or paano magtutuloy tuloy mag-save ng pera.. Yung makatapos ka talaga this year ng 52-week money challenge.
Sabi nga ni Coach Chinkee, mas madali pa mag-ipon ng taba kesa sa pera. Agree ba kayo mommies? (hehe)
According to Standard and Poor survey’s last 2015, only 25% of Filipinos are financially literate. This would equate to approximately 75 million people who have no idea of financial concepts such as inflation, risk diversification, insurance, compound interest or let alone the idea of having a savings account.
This is a sad truth mommies, right?
We’re living in a 42 sqm. house, our tiny living helped us be more creative and practical in terms of home styling.
Improving our home look is one of my favorite tasks as a mom and wife, in our house, “we try to have a place for everything and put everything in place”.
One of our goals this year is to teach Zee about saving money in the bank.
Since Zee is now 4 1/2 years old, we think, he is ready enough to understand the concept of “bank savings” so medyo level-up learning na sya sa kanyang Piggy Bank ng konti. (Hehe)
AsianMoneyGuide.com is launched across four markets : Singapore, Indonesia, Thailand, and the Philippines, with the mission to “empower women with basic financial and career advice in bite-sized information presented to them at the right time, at the right life stage”.
Christmas season is not only the busiest but also a month of big purchases. Lalo na maraming sale weekly, we moms, are tempted to visit all those sale events and grab the best buy items.
Especially here in our country, Christmas is celebrated as early as the month of September. November pa lang may Christmas Parties na di ba?
But, Christmas season shouldn’t put us in debt after all the festive celebrations and purchases we had.