How to have a budget-friendly Christmas Celebration?

Christmas season is not only the busiest but also a month of big purchases. Lalo na maraming sale weekly, we moms, are tempted to visit all those sale events and grab the best buy items.

Especially here in our country, Christmas is celebrated as early as the month of September. November pa lang may Christmas Parties na di ba?

But, Christmas season shouldn’t put us in debt after all the festive celebrations and purchases we had.

brunch

 

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Financial Steps to be a “Stay-At-Home-Mom”

Being a mother requires a lot of sacrifices. I can say it is indeed the toughest job in the world.

I am a career oriented person, people often labeled me “workaholic” and “raketera” before.

I also did not have any plans on giving up our small business that time, until my little one arrives and everything changed.

financial steps to be a _Stay-At-Home-Mom_

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Why we should track our family’s expenses?

Back in 2011, my husband and I were engaged to be married, we heard from a financial seminar to keep a shoe box and put all our receipts there to track our monthly expenses.

we tracked our expenses for months

After attending that workshop, I immediately bought a pen and paper to track our expenses (wedding preparation) until I was able to form this new habit.

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Simple Steps to Frugal Living

My husband and I have been through a lot of financial trials and lessons. And we promised ourselves that we will try our best not to forget the lessons we learned back from those season of huge financial stress – debts, piled up bills on due dates, savings drained, being scammed, unwise business decisions and a lot more..

One of our financial goals is to live within our means, so we can also honor God in managing our resources, stay out of debt and live a legacy of good financial stewardship to our son.

Frugal Living

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