Practical ways to save when you have a new baby

Having a baby is indeed a blessing from Above, but of course.. we moms know that starting from pregnancy,  (prenatal check-ups, vitamins, ultrasound etc.) up to the “delivery day”, it is a bit costly  to have a baby.

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When I gave birth to my son, I wasn’t able to get back to work or business right away. Limited budget talaga kami kaya nadiscover  rin namin ang iba’t-ibang ways to save for our little bundle of joy.

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Money Matters: 5 Money Lessons for Toddlers

Both my husband and I came from families who doesn’t involve us in “money matters”.

Growing up, we just learned some of our money management skills from work, workshops, books and sad to say most from mistakes and “charge to experience” life circumstances.

That’s why one of our desires is to raise our son, who will someday be the Provider of the family – a father, to be a moneywise kid.

We believe it is our responsibility as parents to teach our children their needed “life skills” and financial management is one of these.

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Grocery Shopping Tipid Hacks

“Hala! Nag-over budget ako!” Are these words part of your post-battle cry everytime you do the grocery? Can you also relate to emotional buying as I do? Anghirap humindi kay hubby or sa kids kapag may pinapabili sila sa groceries…

May mga instances pa nga before na yung bibilhin ko talaga ang hindi ko nabili. But on our journey to living a simple and practical life (or should I say tipid living) we’ve discovered our mistakes and some techniques that helped us save from our grocery expenses.

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Simple ways to cost cut and save more this year

One of the top goals of most moms this year is to save more. There are many money challenges posted online and I’m one of those interested moms who wanted to give it a try.

But if you are not earning “more” this year, paano makakahulog sa Money Challenge? Especially for most housewives na wala naman sweldo? How can we cost cut so we can save from our current budget?

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Money & Marriage : Money lessons for newly weds

Money issues is one of the top reasons why many couples call it quits.

It may be because of inability to provide, some face conflict in sharing their wealth, while others simply do not have enough time to flourish their marriage because they’re both busy making a living and as they say, they forget about living.

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Budgeting : The Freelancer’s Way

“Freelancers” when people hears about this job title, the first thing that comes to our mind is “freedom”.

Being freelancers and self-employed allowed our family to always be together, as in, everyday, have a vacation on a weekday (mas mura ang accommodation rates) , play with our child while having a lunch break from work which is just few inches away from our sofa haha!

But included in the package of being freelancers is the “inconsistent income flow” or should I say “irregular income” though some freelancers are hired as full time employee receiving a fix monthly salary, there are also freelancers like us, who get paid “project-based”.

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Health & Life Insurance : Rethink the way you knew it

If there’s one thing sure about life, that is Death. There’s a time to be born and a time to die..

In the Philippines, its a taboo topic. Almost all of Filipinos won’t talk about it. As Coach Aya said, we are a happy ethnic or race that even after facing calamities as a country we remain positive about life. Most of us don’t want to talk about problems that much and maybe that’s why we are not comfortable with topics like Health & Life Insurance.

These topics are subjects that we always put on hold and inside a box.

Only few Filipinos have health and life insurance, that’s why it is a common scenario in our country that a child becomes an instant bread winner after a love one’s death and relatives become in debt because of hospital expenses.

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How selling pre-loved baby items helped us open a mutual fund?

IDLE RESOURCES TURNED MUTUAL FUND INVESTMENT

I was moved by this story that I’ve shared on my previous post (link here) So I began checking our idle resources.

 

As a newbie mom, I love buying cute items for my son when he was still a baby, being a first time parent, I’m always excited to get something new for him.

But since babies grew up so fast, many of his clothes doesn’t fit him anymore, he is not into rattles nor play gym now so even outgrew his baby toys and books.

Until I thought of selling his pre-loved baby items online – in a mommy’s Facebook group and in buy & sell websites. 

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