How to have a budget-friendly Christmas Celebration?
Christmas season is not only the busiest but also a month of big purchases. Lalo na maraming sale weekly, we moms, are tempted to visit all those sale events and grab the best buy items. Especially here in our country, Christmas is celebrated as early as the month of...
5 Practical Tips When Buying “On Sale”
Every woman's favorite word: "Sale!" Aminin mga mommies, kapag red tag nanlalaki na ang mata natin. Samahan pa ng 70% off sign. (haha!) Pero hindi naman natin kailangan salihan lahat ng sale. Yung “may mabili lang” kahit hindi naman natin talaga kailangan. ...
Tips On Buying Used Cars
Years ago, we’ve been praying for a car not just for personal convenience but to also have a service vehicle that will help in business. But since we only have a limited budget, we thought of why not consider a second hand or used cars. Imagine saving almost half the...
How to survive a Financial Crisis?
Almost everyone I know, experienced financial crisis and stress in some point of their lives. Lost their job, business failure, investment scam, debts and a lot more. My husband and I have experienced financial crisis, not just one from above event list but all of...
Why we should track our family’s expenses?
Back in 2011, my husband and I were engaged to be married, we heard from a financial seminar to keep a shoe box and put all our receipts there to track our monthly expenses. After attending that workshop, I immediately bought a pen and paper to track our...
Baby Steps to Frugal Living
My husband and I have been through a lot of financial trials and lessons. And we promised ourselves that we will try our best not to forget the lessons we learned back from those season of huge financial stress - debts, piled up bills on due dates, savings drained,...