We all can agree that money is a good tool. A good tool to achieve dreams, it helps us buy the things we need and even want, a very good tool to help other people as well. Sabi nga nung napakinggan ko noon, “Plastic daw” (ang-harsh!) ang magsasabi na hindi kailangan...
money matters
How to build the habit of saving and investing?
Naalala ko yung part ng book ni Coach Chinkee Tan, na mas madali pa mag-ipon ng taba “bilbil” kesa sa pera. Aruy! Di ba? Funny but true naman. Minsan, sobrang excited na tayo mag-save pero patapos na yung month, hindi man lang tayo nakapag set aside ng money for...
Having an Emergency Fund can help us financially during crisis
Being a freelancer and a small biz owner, our cash flow is inconsistent, so during the "harvest season" or months of good accounts and projects, we made sure that building our "emergency fund or opportunity fund" is part of our budget. But years ago, we also do not...
#IponGoals: My Ipon Diary Book Review
Mommies, alam ko halos lahat tayo ay may mga #ipongoals this year. Pero hindi mo ba alam paano makakapag-start.. or paano magtutuloy tuloy mag-save ng pera.. Yung makatapos ka talaga this year ng 52-week money challenge. Sabi nga ni Coach Chinkee, mas madali pa...
5 Practical Tips When Buying “On Sale”
Every woman's favorite word: "Sale!" Aminin mga mommies, kapag red tag nanlalaki na ang mata natin. Samahan pa ng 70% off sign. (haha!) Pero hindi naman natin kailangan salihan lahat ng sale. Yung “may mabili lang” kahit hindi naman natin talaga kailangan. ...
How to survive a Financial Crisis?
Almost everyone I know, experienced financial crisis and stress in some point of their lives. Lost their job, business failure, investment scam, debts and a lot more. My husband and I have experienced financial crisis, not just one from above event list but all of...
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