Why it is important to build an emergency fund?

Being a freelancer and a small biz owner, our cash flow is inconsistent, so during the “harvest season” or months of good accounts and projects, we made sure that building our “emergency fund or opportunity fund” is part of our budget.

But years ago, we also do not have an emergency fund until situations and life lessons taught us hardly to have one.

Why it is important to have an

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Sun Life Foundation is Crowdsourcing Financial Literacy Initiatives through the Brighter World Builder Challenge

According to Standard and Poor survey’s last 2015, only 25% of Filipinos are financially literate. This would equate to approximately 75 million people who have no idea of financial concepts such as inflation, risk diversification, insurance, compound interest or let alone the idea of having a savings account.

This is a sad truth mommies, right?

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