One of the top goals of most moms this year is to save more. There are many money challenges posted online and I’m one of those interested moms who wanted to give it a try.
But if you are not earning “more” this year, paano makakahulog sa Money Challenge? Especially for most housewives na wala naman sweldo? How can we cost cut so we can save from our current budget?
For home-based and start-up businesses, cost cutting maybe one of your goals this year momma.
In order to keep our businesses growing, I guess we should treat it like managing our home finances. “Living below our means” or “Operating below our income”
Our expenses should be smaller than our sales to keep the business growing, proper allocation of funds and prioritizing purchases.
Sharing with you some of simple ways we’re planning to do this 2016 to save more this year:
1. Utilities- we are planning to switch to a better postpaid plan that suits our business need. I just realized that most of our clients are using this network provider, at the same time, they have a postpaid plan that offers unlimited calls and text to same network. So why should I pay extra fees from my current provider if I can just switch to other network. Some provider even have a complete business bundle with internet, landline number and mobile numbers for you and for your team.